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Thread: Mobile Home home owners insurance

  1. #11
    kso
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    Senior Member kso's Avatar
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    Our MH policy is with Farmers Insurance.
    "God forbid that I should go to any heaven in which there are no horses" -- Robert Bontine Cunninghame-Graham, letter to Theodore Roosevelt, 1890

  2. #12
    Super Member DianneK's Avatar
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    Thanks, everyone...we will do some pricing...our premium is $1200 a year!!
    May the scrap fairy visit your sewing room often

  3. #13
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    Is EVERYONE on the same wave length here? I JUST had that same conversation with my insurance company when I got my bill for the upcoming year...and I heard a "new one", at least to me: "Well, ma'am, it went up because everyone in your area got an increase due to the number of claims last year." So, smart alec that I am, I asked if they were planning to refund us for all the fun they had in the years when they DIDN'T have claims? It's enough to drive you to an attorney and to file a class action lawsuit!
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  4. #14
    Senior Member maryb44662's Avatar
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    I have State Farm and my premium is only 404.80.00 per year which is in my mortgage payment. I have a 4 b/r on five acres. I don't have flood insurance as I don't live near any bodies of water. When Isabelle came through she tore up the whole end of my home and the insurance company paid every dime of repair. I have State Farm for auto insurance and life insurance as well.
    Last edited by maryb44662; 11-01-2012 at 07:36 PM.
    MaryB

  5. #15
    Super Member coopah's Avatar
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    We would have been better off financially if we'd bought an ugly tract house instead of our gorgeous doublewide manufactured home. The only insurance available is through a state run company (trust me, we check every year) and government isn't all bad, but in this case, it isn't good, either! Supposedly this is all due to Hurricane Andrew...and that was like YEARS ago! There is no free market, so the state charges whatever it wants. I think they use us to make up any budget deficits!!!
    "A woman is like a tea bag-you can't tell how strong she is until you put her in hot water." Eleanor Roosevelt

  6. #16
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    I have Foremost and paid all claims with no problems. Had them for 6 years.

  7. #17
    Super Member Grace MooreLinker's Avatar
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    Quote Originally Posted by alleyoop1 View Post
    Contact a local insurance AGENCY and have them shop prices for you. They have access to many insurance companies.
    alot of insurance company's won't touch a mobile home even if it's on a foundation.good luck but beware for the ones that double you cost if you make a claim.
    Freedom is costly and quilting keeps us busy...

  8. #18
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    I don't know what ins you have or if you qualify but I went through AARP for my manufactured home ins. I had damage and they were great.

  9. #19
    Senior Member barbo117's Avatar
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    We live in a double wide on a foundation also and have for many years. We use Travelers and they have been awesome. Had a tree come down on house during hurricane Floyd about 8-10 years ago and they were great. Our contractor that did the repairs was paid immediately and the repairs were all done first class the whole way through. In fact just the master bedroom and bath were damaged but they not only authorized all the repairs to the structure and the rooms but even put a whole new roof on the house because they were afraid that the old and new sections wouldn't match. We like you live in Pa, may be worth a call to them. Good luck!

  10. #20
    Senior Member Belfrybat's Avatar
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    Insurance is different state by state. Mine is through Hochheim but it may just be a Texas company. They are great and my rates are about the same as a regular house would be. They also pay claims lickedy split with little hassle. I echo others who say go to a general agent -- they work for you so will find the best rate.

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