DianneK

We live in a large double wide on a foundation and pay big $$$ for homeowners insurance. When I called to report storm damage, they told me there 'might' be a surcharge! I will not name the company, as I am not out to slam them. Can anyone suggest other companies that insure mobile homes..we would like to check around.

lillybeck

Did they mean the surcharge as a deductible. If so then we all have those.

BellaBoo

My cousin lives in a double wide on foundation and her insurance is almost double what I pay for a bigger house and we live in the same county.

Tartan

Don't you just love insurance companies? You pay in for years and when you need to make a claim it is .....that's not covered, or there will be a large deductable, or your rates go up. Make sure not to tell your current insurance company that you are shopping around until you see if another will insure you.

alleyoop1

Contact a local insurance AGENCY and have them shop prices for you. They have access to many insurance companies.

pocoellie

I don't know if you'll have any luck finding a different(better) insurance company, Foremost, seems to have the monopoly on mobiles. Good luck.

KalamaQuilts

Foremost is the only one that insures mobiles here in Washington that I know of.
It's all we could get on our in-place 5th wheel at our farm anyway. We have 1000.00 deductible and the preimum is still 400+ a year. Our home insurance is 670. Go figure.

I'm sure it is because so many of them aren't tied down re: hurricane/tornado specs.

rebeljane

Insurance Companies will never be on the losing end no matter what they say, they are in business to make money. You just have to have a love/hate relationship with them lol

Grammie T

If this isn't your current insurer, Allstate Insurance sells mobile home policies.

Jingle

We would have been better off to bank the money we pay the insurance company. We have paid alot more like that than what the place is worth. We have a very nice home.