I've been trying to find a rewards card that will give me points for paying bills AND making purchases.
I can't find anywhere online that states whether they both are considered the same thing. So, do any of you know? I've looked at 4 different cards already and none mention "bill paying". Just purchases. thanks |
For many years I used American Express for everything because we accumulated points for everything, and we used the card a lot. The last two years have been very difficult for us and our spending habits changed. We don't charge anything anymore and even though we always paid them on time, because our credit rating dropped, they gave us a limit, which we never had before. I inquired about it and they only said that is not permanent. To me it was such an insult, since we were never late in our payments, that I would never recommend them to anyone, regardless of the great program they had. They treated us so bad that even the points we now have are frozen, just because we are not accumulating them as fast as we once were.
|
what type of points are you looking for? Southwest gives miles no matter what you use the card for. My cousin pays her property taxes with it. There is a credit card for quilters its quiltersrewards.com.
|
Creditor are not giving out things like they used to before the meltdown. Not a good time to be living paycheck to paycheck like i am. Hopefully things will improve soon. I am grateful that I do have a job however! ;-)
|
Originally Posted by Maride
For many years I used American Express for everything because we accumulated points for everything, and we used the card a lot. The last two years have been very difficult for us and our spending habits changed. We don't charge anything anymore and even though we always paid them on time, because our credit rating dropped, they gave us a limit, which we never had before. I inquired about it and they only said that is not permanent. To me it was such an insult, since we were never late in our payments, that I would never recommend them to anyone, regardless of the great program they had. They treated us so bad that even the points we now have are frozen, just because we are not accumulating them as fast as we once were.
I always thought American Express was the best card to have. I've never had one though, since I'm not really a credit person. That's why I want a card that will give me points for bill paying. I don't ever really charge purchases. |
Originally Posted by sammycat1958
Creditor are not giving out things like they used to before the meltdown. Not a good time to be living paycheck to paycheck like i am. Hopefully things will improve soon. I am grateful that I do have a job however! ;-)
I feel guilty talking about a credit card, but I won't use it for credit, just bill paying to earn rewards. |
Originally Posted by quiltstodo
what type of points are you looking for? Southwest gives miles no matter what you use the card for. My cousin pays her property taxes with it. There is a credit card for quilters its quiltersrewards.com.
|
I changed my Chase card over to giving points. If you use the card like a credit card, you receive points for stuff.
|
I would say either Chase or Citicard then. They are open rewards that can be used for all sorts of things not just flight miles and I think Capital One has one that is like that also.
|
Originally Posted by quiltstodo
I would say either Chase or Citicard then. They are open rewards that can be used for all sorts of things not just flight miles and I think Capital One has one that is like that also.
|
Have you checked with your bank to see if they have a card that works like that? I have a citi American airlines one with bills that are on auto pay to the card and I get rewards. Maybe it depends on how you pay the bills if you get rewards. Plus if you sign up for the American airlines card you get 20,000 miles bonus. Since you don't like to fly you can always do one of their cruises or vacations with the miles.
|
My American Express give cash back for purchases. different purchases have different %'s. Cash back received as the end of year. We even purchased our motor home and cash back.
|
All times are GMT -8. The time now is 12:21 PM. |