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Thread: Anyone else on a budget?

  1. #1
    Super Member deedum's Avatar
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    I decided to put myself on a monthly budget! Somebody had to! I was getting out of control :) Imagine that! Just wondering if anyone else is on a budget and what tips can you share?

    I decided to put x amount of cash in a envelope and write on the envelope each time I make a purchase. When I run out of money for the month then I am done!

  2. #2
    Senior Member marilynr's Avatar
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    My daughter & SIN do their budget this way very successfully.
    I do not need this way because I am naturally thrifty, but it definitely is a good method.

  3. #3
    Super Member Lori S's Avatar
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    I do the same. for fabric . I also allow what was left to carry over to the next month. Its been working so far., but I am also particiapting in the fabric moretorium so I'll have quite a bit in that envelope when .. I just can't take it and have to make a splurge.
    It really helps. I also used a budget when I attended a big quilt show , because it was too easy to get carried away.

  4. #4
    Super Member IrelandDragonQuilting's Avatar
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    Most definitely, I also put myself on a limit as to how many projects I have going at one time. If not I will have to many pending projects to do and will overwhelm myself :)

  5. #5
    Super Member carolaug's Avatar
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    If you are fabric shopping bring cash...not a credit card. That way you will not over spend and you will really think about what you really want.
    I also skipped on the internet service for my cell phone...I can do without that high cost. - canceled the house phone 3 years ago..nope we do not miss it.

  6. #6
    Super Member carolaug's Avatar
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    This is good...me too...no more than two at a time. I do build stashes though. I buy 1 yard here and there or 3 yeards of backing material when I see a good sale.
    Quote Originally Posted by IrelandDragonQuilting
    Most definitely, I also put myself on a limit as to how many projects I have going at one time. If not I will have to many pending projects to do and will overwhelm myself :)

  7. #7
    Senior Member redvette54's Avatar
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    I don't buy anything with a credit card, use coupons, if I'm going to Joann's. At the end of each day, I put my change in a jar. Once or twice a year, I cash in my change and take a day trip to Shipsawana.

  8. #8
    Senior Member quilter711's Avatar
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    I have made the decision to only buy fabric for a project. No more stash building! It is to hard to find more fabric from your stash if you don't have enough to finish a project.

  9. #9
    Super Member deedum's Avatar
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    I am pretty thrifty as a rule, except when it comes to this quilting thing! I still buy on sale but it is easy to get carried away! Of course, I was busy building a stash, but now I think it is time to get control. I say that as I bought 2 singers today! Still within my budget *smiles*

  10. #10
    Super Member Jill's Avatar
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    I have lived on a budget my whole adult life. It drives my DH crazy but he realizes he is terrible with money so I handle the finances. A year ago I stopped buying so much fabric and started using my stash. I only buy for special gifts or when I need some backing. I also use coupons at JoAnn's and Hobby Lobby. I have always made it a habit to transfer money left in checking over to savings on paydays. Sometimes it isn't very much, but you'd be surprised how quickly it can add up.

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