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joan_quilts 10-31-2010 04:42 PM

Ok, I have 2 quilts people wanted. I told the one lady her quilt would be ready to ship the first of November. She saw it back in July, and she knew the price back then. She asked me last week if I would take payments. I said NO.

She has ordered from me before, but this quilt is a twin size, all hand quilted and won 3rd place at a quilt show. Her story is she has bills and just can't afford it all right now. I told her that was ok, because I would hold onto the quilt until December and then I would offer to sell it to someone else.

Another lady, after seeing this quilt, asked me to make her a full sized quilt kind of like it. Her husband just loves John Deere and these quilts had a John Deere theme.

So, I make this quilt, it also placed 3rd in the contest under its category, and I called the lady who wanted to come by and get it.

She stopped by on Friday, said how much she loved it, but "just can't afford it" right now. Uh-huh, that meant she wanted me to lower my price, a price she agreed on BEFORE I made it.

From now on, I am going to ask for a $100 deposit, non-refundable, on my quilts. I have close to that much in the fabric and other material needed alone.

Why do people "ask" for things, offer to pay and then "change their minds"? If they can't afford a quilt, don't ask me to make one

I guess this is another lesson well learned, sigh.

Up North 10-31-2010 04:54 PM

How frustrating, You may offer to let them make payment but if it isn't paid in full by such and such date you will put it up for sale and only refund a percentage. That may deter them from ordering when they can't afford it. I have people pay for the fabric then the quilt on delivery or pick up. I have only made 2 to sell and knew I was getting my money'

jetnica 10-31-2010 04:56 PM

I ask for half up-front. Usually if they are willing to pay that they will pay the other half when I'm done =)

TN Donna 10-31-2010 05:01 PM

I can understand that. With the theme, placement in showing and Christmas near they should sell quickly.

plainjane 10-31-2010 05:06 PM

I think a $100 deposit would be very reasonable. If payments need to be made, they could be made during the time you are making the quilt, and when it is finished, you have full payment. Most business will require a full payment for a special order. You own your own business and you can make your own rules.

LaurieE 10-31-2010 05:08 PM

Another option would be to have a contract between you and the client. Basically the client would have to sign a piece of paper stating the price and whatever other conditions you have (i.e. a deposit or other payment arrangements, etc) before you begin the work. They would think twice before signing the contract because that's a legal document and you could then take them to court since they commissioned work from you. That would certainly stop the 'I can't afford this right now' hoping you would lower the price.

Celeste 10-31-2010 05:10 PM

Argh! How frustrating. Good idea to ask for a deposit from now on.

Celeste 10-31-2010 05:10 PM

Argh! How frustrating. Good idea to ask for a deposit from now on.

shequilts 10-31-2010 05:14 PM

I ask for 1/2 up front to secure the signed contract. Thus far, I've had no no one back out.


Originally Posted by LaurieE
Another option would be to have a contract between you and the client. Basically the client would have to sign a piece of paper stating the price and whatever other conditions you have (i.e. a deposit or other payment arrangements, etc) before you begin the work. They would think twice before signing the contract because that's a legal document and you could then take them to court since they commissioned work from you. That would certainly stop the 'I can't afford this right now' hoping you would lower the price.


Antdebby1 10-31-2010 05:16 PM

I agree with the others. $100 deposit, plus a signed contract. Some people are so rude!

luvTooQuilt 10-31-2010 05:21 PM

Been there.. I got hit with the changing of the mind BEFORE T started making/piecing it but AFTER i cut more than half of the fabric!!!

From now on NON-refundable deposit is what ill be asking for..

lynmccoy 10-31-2010 05:27 PM

I always ask for 1/2 the selling price up front to hold the quilt,and never do lay-a-ways.It sounds cold but you have to protect yourself. The 1/2 down payment will cover the cost of the materials it took you to make to make the quilt. I also put a time limit on how long I will hold the quilt. If you let 1 customer take advantage of you,then she will tell others how to do it.

Jingle 10-31-2010 05:39 PM

This is a very good reason why I give my quilts away, to family, friends and people I think need a quilt.
These two women just seem like they want a quilt but don't want to pay the full price for it. If they get it for less, they will be bragging how cheap they got it for. Not very nice people.

amandasgramma 10-31-2010 05:43 PM

I say 1/2 up front is not unreasonable. you have to buy the fabrics, etc....and they will show their HONESTY and determination to have the quilt.

sorry that's happened to you -- but it's a lesson for all of us!

Cyn 10-31-2010 05:45 PM

That stinks! You were wronged.

AnnaK 10-31-2010 05:49 PM


Originally Posted by joan_quilts
Ok, I have 2 quilts people wanted. I told the one lady her quilt would be ready to ship the first of November. She saw it back in July, and she knew the price back then. She asked me last week if I would take payments. I said NO.

She has ordered from me before, but this quilt is a twin size, all hand quilted and won 3rd place at a quilt show. Her story is she has bills and just can't afford it all right now. I told her that was ok, because I would hold onto the quilt until December and then I would offer to sell it to someone else.



Joann, you should have no trouble selling these quilts with Christmas coming . Be sure to get some nice pictures and post on this board and also use craigslist or ebay. Good luck. We live and learn.

Another lady, after seeing this quilt, asked me to make her a full sized quilt kind of like it. Her husband just loves John Deere and these quilts had a John Deere theme.

So, I make this quilt, it also placed 3rd in the contest under its category, and I called the lady who wanted to come by and get it.

She stopped by on Friday, said how much she loved it, but "just can't afford it" right now. Uh-huh, that meant she wanted me to lower my price, a price she agreed on BEFORE I made it.

From now on, I am going to ask for a $100 deposit, non-refundable, on my quilts. I have close to that much in the fabric and other material needed alone.

Why do people "ask" for things, offer to pay and then "change their minds"? If they can't afford a quilt, don't ask me to make one

I guess this is another lesson well learned, sigh.


Tink's Mom 10-31-2010 06:21 PM

I think the $100 is very reasonable...I ask for 50% of the finished price when the order is placed/ 50% upon delivery. A receipt with all the info is very important..I do it in triplicate, one for her, one for taxes, one to stay with order. I also have customer initial the receipt after I read her everything. I've also been burned by being nice.

sueisallaboutquilts 10-31-2010 06:24 PM

Wow, I feel for you!! I absolutely agree with you and the others on pre-payment of some sort.
Separate the women from the girls lol

quiltnchik 10-31-2010 06:49 PM

I tell people up front that there is a 50% deposit required when the quilt is ordered, and that the other 50% is required when the quilt is delivered - no ifs, ands or buts...

Of course most people aren't willing to pay for handmade quilts, because, as one potential customer told me, they can "get them at Cracker Barrel for $100!"

joan_quilts 10-31-2010 06:58 PM

I don't charge that much for my quilts. I am asking $350 for each of these quilts, mainly to cover the costs of material. Heck, trying to get paid for the hours upon hours of hand quilting, well, you never get it all back.

Thanks for the wonderful suggestions! I have learned the hard way, again, but will stick to my guns from now on.

I love when people tell me "it can't cost THAT much for fabric". And, I can buy one for a lot less at Penney's. Sure you can, but mine is and orginal and will last years and years, and it is not going to fall apart after 3 washings.

Spring 10-31-2010 07:08 PM

quilts are not cheap to make and the fabric store wont come down on their price if we cant afford the fabric sooo why should you. I agree with charging a deposit. She saw the quilt back in july she had 4 month to save the money.

trisha 10-31-2010 08:48 PM

Yeah, what do they think you are ...QVC,,,with easy pay? When we order anything online or from catalogs, etc., we have to pay in full before delivery!!!

cosyquilter 10-31-2010 08:56 PM

I ask for $100.00 deposit at time of order, balance paid upon completion. If not picked up within 30 days of completion, I reserve the right to either sell it or donate it. Part of the paper work signed at time of order. I have one customer who pays me in full at time of order. I work real hard to get his order done fast. No one has ever complained about this policy and no one has ever defaulted.

DebraK 10-31-2010 08:58 PM

Not a bad idea. Maybe just sell finished quilts only.

KandiKane 10-31-2010 09:53 PM


Originally Posted by joan_quilts
Ok, I have 2 quilts people wanted. I told the one lady her quilt would be ready to ship the first of November. She saw it back in July, and she knew the price back then. She asked me last week if I would take payments. I said NO.

She has ordered from me before, but this quilt is a twin size, all hand quilted and won 3rd place at a quilt show. Her story is she has bills and just can't afford it all right now. I told her that was ok, because I would hold onto the quilt until December and then I would offer to sell it to someone else.

I am so sorry that happened to you, ..When I make my jewelry for someone that wanted me to make it the way they want , I get 1/2 down and when its finished they pay the rest, you see they already put the money down so they would think of paying the rest, if they change their mind they would get all but 10% back..that way they paid for your time in it.. try that way maybe that would help.. and you can still sell it to someone else..Good luck

KandiKane ( Elaine )

Another lady, after seeing this quilt, asked me to make her a full sized quilt kind of like it. Her husband just loves John Deere and these quilts had a John Deere theme.

So, I make this quilt, it also placed 3rd in the contest under its category, and I called the lady who wanted to come by and get it.

She stopped by on Friday, said how much she loved it, but "just can't afford it" right now. Uh-huh, that meant she wanted me to lower my price, a price she agreed on BEFORE I made it.

From now on, I am going to ask for a $100 deposit, non-refundable, on my quilts. I have close to that much in the fabric and other material needed alone.

Why do people "ask" for things, offer to pay and then "change their minds"? If they can't afford a quilt, don't ask me to make one

I guess this is another lesson well learned, sigh.


oops sorry I typed in wrong space..Tryed to correct it but would not let me ,, scroll up please KandiKane

Annaquilts 10-31-2010 10:01 PM

I guess I am an oger. People pay everything up front. I need to buy fabric etc. So sorry! This is just not right. Now you pumped your time and money into quilts from other people.

leamelon 11-01-2010 01:54 AM

1 Attachment(s)
Tnx for learning the lesson. I've only done this twice and instinct said ask for deposit. One lady still owes me 1oo I don't stress over it - I think peopke think because u quilt u are a nice. Person and have nothing else to do but cater to them. I am often asked "will u make me one". I just give them a blank stir as if I didn't hear the question. Good luck in future dealing with non quilters

ckcowl 11-01-2010 02:03 AM

I ALWAYS require a 50% of agreed on price for a deposit before i will cut a single fabric for a quilt someone has (commissioned) learned that a long time ago...having an artist for a mother. back in the '70's she was (taken advantage of-ripped off) on a couple paintings and after that she always collected the deposit, regardless of who it is, best friend, daughter or perfect stranger makes no difference. now when someone discusses having me make them a quilt we figure out the quilt, i generally set a price and let the person know i have to have 50% before i start the quilt. we have found if a person pays a deposit (and i tell them it is NON-REFUNDABLE) they generally buy the quilt. I had one woman who forfited her deposit and did not get her quilt. not because she didn't like it, but because she had other things going on and after it was completed and being long-arm quilted she called up and said..."never mind- i don't want it after all" i was pretty upset (it's a king with over $500 just in materials) i called her and said, you know we have a contract, and you paid a $250 deposit...she said, i don't care, we painted the bedroom and it wont work anymore; and she hung up...so i finished the quilt, took pictures, made out a bill, including full quilt price, deposit. and a (disclaimer) at the end stating if the final bill was not paid in full within 30 days she gives up any and all future claims to the quilt and forfeits her deposit. sent the bill (signature required) and kept copies of everything...these steps taken to protect me; now she can not try in a couple years to get that deposit back and it does not matter what i sell that quilt for, she gave up all rights.

watterstide 11-01-2010 02:04 AM

i am by no means a quilter that sells quilts, but i have been asked, to make them ..i tell them, to go and get the pattern and buy the fabric..then get with me. it usually never gets far enough to worry about it..they don;t have time to shop, so i don't have time either.
$100.oo NON refundable deposit sounds like the way to go, with a contract.

kathyd 11-01-2010 03:07 AM

I see no problem with asking for half of the cost up front. My husband does woodcarving and anytime he makes one and it is personalized for an individual he asks for half up-front. He has never had anyone back out because of this. It makes for a commitment on both parties' sides. Good luck with your business ventures.

Kaye-Kaye 11-01-2010 03:18 AM

I think a deposit is a very good idea. It would at least cover your fabric. It might make it easier for them to pay for it also that way. Not so much at one time.

quilt3311 11-01-2010 04:02 AM

Is it possible that these ladies lost jobs? or had an illness in the family? With the job market the way it is, who knows what happened. I would have made a payment arrangement with the lady and held the quilt until it was completely paid for.
You could also draw up an actual contract and have signatures on it. Makes it a legal deal, not just word of mouth.

steelecg 11-01-2010 04:12 AM

People - I am sorry you are having this problem. I agree you need to get a good deposit and something in writing. Good Luck

stitchinwitch 11-01-2010 04:13 AM


Originally Posted by cosyquilter
I ask for $100.00 deposit at time of order, balance paid upon completion. If not picked up within 30 days of completion, I reserve the right to either sell it or donate it. Part of the paper work signed at time of order. I have one customer who pays me in full at time of order. I work real hard to get his order done fast. No one has ever complained about this policy and no one has ever defaulted.

I agree COMPLETELY. There are alot of people out the that "their eyes are bigger than their wallet" If they wanted it that bad, they surely would have "planned" their finances and consider your time and work.

Izaquilter 11-01-2010 04:22 AM


Originally Posted by joan_quilts
Ok, I have 2 quilts people wanted. I told the one lady her quilt would be ready to ship the first of November. She saw it back in July, and she knew the price back then. She asked me last week if I would take payments. I said NO.

She has ordered from me before, but this quilt is a twin size, all hand quilted and won 3rd place at a quilt show. Her story is she has bills and just can't afford it all right now. I told her that was ok, because I would hold onto the quilt until December and then I would offer to sell it to someone else.

Another lady, after seeing this quilt, asked me to make her a full sized quilt kind of like it. Her husband just loves John Deere and these quilts had a John Deere theme.

So, I make this quilt, it also placed 3rd in the contest under its category, and I called the lady who wanted to come by and get it.

She stopped by on Friday, said how much she loved it, but "just can't afford it" right now. Uh-huh, that meant she wanted me to lower my price, a price she agreed on BEFORE I made it.

From now on, I am going to ask for a $100 deposit, non-refundable, on my quilts. I have close to that much in the fabric and other material needed alone.

Why do people "ask" for things, offer to pay and then "change their minds"? If they can't afford a quilt, don't ask me to make one

I guess this is another lesson well learned, sigh.


I had a similiar situation many many years ago. Our oldest DS had a friend come in & saw me hand quilting my mom & dad's double wedding ring. He just fell in love with it. So he asked me to make him one. I told him a double wedding ring wouldn't be a good choice for a single guy & I showed him a sampler quilt I had on hand & he agreed he'd like that pattern. So I shopped for fabric that pertained to a guy, no brights, no flowers, nothing girly. I got the quilt done & kept track of every piece of fabric I bought down to the quarter yd. If I bought a yd of fabric & only used 1/4 yd, that is all I charged him for. When I told him I have $100 in this quilt & I think my labor would be worth $100 he about swallowed his teeth! AND THEY WEREN'T FALSE! So I pulled out the little note book where I'd kepts the receipts & showed him. He said "Mrs Z I had no idea it cost that much to make a quilt" & I told him how carefully I kept track. I sensed he couldn't afford it so I told him if he didn't want it, that was fine, I would just add it to my collection, no problem! So now that quilt is called "Greg's quilt" I didn't think of it but he just got married about a yr ago, I should have given it to him for a wedding present! But this is how quilts get their 'history or stories' behind them!

sandpat 11-01-2010 04:56 AM

I don't think that asking for a deposit is unreasonable at all. You shouldn't have to foot the bill for the fabric out of your own pocket unless you are making quilts for "inventory" to sell. Custom made products are always treated differently and thats what these quilts are- custom made products.

shopaholic97 11-01-2010 05:05 AM

I agree that you should ask for 1/2 upfront. When I have mine quilted she always asks for 1/2 & I don't have a problem with that.

TexasSunshine 11-01-2010 05:21 AM

Yes, you get ask for 1/2 up front or at least $100. I think a simple written contract would be good. At least you would know they are serious about it.

bearisgray 11-01-2010 05:22 AM

Lots of advice for what she SHOULD have done.

I think I would have considered payments for the first lady - just not handed the quilt over until it had been completely paid for.

It didn't sound like she was trying to get out of the deal. Stuff happens. (If you are sufficiently interested, you could maybe find out what - if anything)

The second one would have ticked me off and I think my response would have been in the Forget You category.

Debra Mc 11-01-2010 06:10 AM


Originally Posted by joan_quilts
Ok, I have 2 quilts people wanted. I told the one lady her quilt would be ready to ship the first of November. She saw it back in July, and she knew the price back then. She asked me last week if I would take payments. I said NO.

She has ordered from me before, but this quilt is a twin size, all hand quilted and won 3rd place at a quilt show. Her story is she has bills and just can't afford it all right now. I told her that was ok, because I would hold onto the quilt until December and then I would offer to sell it to someone else.

Another lady, after seeing this quilt, asked me to make her a full sized quilt kind of like it. Her husband just loves John Deere and these quilts had a John Deere theme.

So, I make this quilt, it also placed 3rd in the contest under its category, and I called the lady who wanted to come by and get it.

She stopped by on Friday, said how much she loved it, but "just can't afford it" right now. Uh-huh, that meant she wanted me to lower my price, a price she agreed on BEFORE I made it.

From now on, I am going to ask for a $100 deposit, non-refundable, on my quilts. I have close to that much in the fabric and other material needed alone.

Why do people "ask" for things, offer to pay and then "change their minds"? If they can't afford a quilt, don't ask me to make one

I guess this is another lesson well learned, sigh.

Make them sign a contract & give a deposit. They won't be so quick to screw you out of money & the deal. Also deposits are nonrefundable. Period.


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