Originally Posted by
tartan
i saw a report that some hospitals want to put you under observation instead of admitting you. If they put you down under observation, you end up paying for the hospital stay. The report says to make sure they admit you so the cost are covered by medicare? It seems there are a lot of rabbit holes that can end up costing you big bucks if you are unaware.
there are a lot of holes......under part d , your drug part of insurance (you pa extra to get reduced drug expense...insurance) then you pay a reduced amount for your drugs. They list the price you pay (maybe $70.00 for three months worth) and they list the listed actual price of the drug and
that is the amount that is added up to your total (under approximately $3000) then the donut or rabbit hole. If you take many pills for the year, it adds up fast.
If you have medicare then that covers all but 20% and you have to buy coverage for that 20% donut hole only it is not a donut hole.....it is just a costly hole if you don't get the extra insurance....some place like aarp, etc. Oh, yes and ake sure your dr or hospital accepts medicare, etc.