As a side issue Susanna re: existing conditions and insurance.
In my case, and I have no reason to expect it isn't nationwide the new healthcare act is a lifesaver, literally.
I had breast cancer in 2011 and BAC lung cancer in 2013. At that time to pay for private insurance was $2500.00 a month. Purely out of the question.
After the healthcare act my insurance is $795 a month. You cannot be penalized for existing conditions...unless you've let your coverage lapse... Takes all my little pension, but at least it is out of that fantasy zone of thousands.
The downside if it can be considered such, is the last two years the income tax forms had the question "do you have health insurance". The healthcare act is mandatory if we don't have it via other means and will be enforced soon.
Just sharing, not advising, we never gave insurance a thought when we had work coverage.
Last edited by KalamaQuilts; 06-29-2015 at 06:41 AM.