I have always bought used machines from a dealer and they do a great service on them before they sell them. I would suggest you buy a machine in your own budget and just see if you like quilting. Then as you improve and move on you will see what features you would like on a machine. I agree with the QB members that "needle down" is a great feature and also a 1/4" foot would be a great asset along with a walking foot. Good luck on your search.