Furthermore, I was taught to never ask for something, but wait until it is offered!
Me too! We were taught to not ask to borrow either. When someone asks me to borrow something (not the little stuff to use for a few minutes) I immediately get a red flag about them. We once had one neighbor ask to borrow a tv for their kids to watch in their room. I said it would mess up my room decor to remove a tv so I can't do that. I thought I'd give an answer as low down as their question.