Many car insurance companies provides medical policies for individuals or families. My DD has her medical Blue Cross and Blue Shield through her car insurance. It's cheaper for her then what is offered at her job. My SIL is a VP for a big insurance underwriter firm in NYC. Her firm underwrites for big insurance companies. I don't understand it enough to know but I sent her a copy of my bill and she said she would check out what's going on. She said she and all the execs. had to read every page of the health care bill and new regulations would be made in the next few years. Much more then anyone realizes. I'm not doubting what the agent told me, he is just trying to make a living, but something is fishy about this increase, living in a trailer or mansion it should a fair deal.