I bet with all the great advice you'd gotten here that you can quilt it yourself. I've only been quilting for almost a year and luckily for me, it never dawned on me that I wouldn't be able to quilt my own quilts. I say luckily because otherwise I would've never tried it if I thought I couldn't do it. Also money is a big factor- I spend enough on the fabric and everything else, I just can't come up with more money to pay someone else to quilt it.
My theory is about to be tested though because my next quilt is a king-sized one....although I love doing it myself I'm kind of dreading it!