Thanks for answering my questions. I just ordered the Family Tree Maker 2010 which covers Windows 7, Vista and XP.
I don't need a subscription to Ancestry.com at this time as I can input the information that I have now. Wintertime would be a better time to be surfing on the computer :-)
It's so beautiful outside right now that we will sit on our deck, eat dinner in the shade, and watch people in their boats on the lake :-)