I got my first job at the age of 10, that is right 10! I stacked hay bakes on the dairy farm for 30 cents and hour. It is summer, she could get a job mowing lawns. I also picked strawberries for $$ to go to the roller rink, I mucked stall at the horse barn in exchange for riding lessons.
If she cannot afford to get a new toy, may I suggest a book, I still read the everyday, great entertainment and if it gots lost, I can afford a new one.