One time a very poor man approached me and asked if I could fix his quilt that his mother had left him. I agreed, but should have looked at it first. It was in HORRIBLE condition. I hated doing it, but felt obligated. When I returned it to him, he could only give me $20, but offered me an opal ring that was his mother's. I took the ring because opal is my birthstone, but gave him back his $20. Years later, I had the ring appraised, and it was worth over $500!! (and probably double that now)