I would get my girls homes of their own and new cars. I would buy my sis (she is going through a divorce right now and is devastated) a home of her own and would pay off my Dads house. I would build a home for myself with a small apartment or house one the grounds for my handicapped son. (He would be on his own, but still close enough for my help) My house wouldn't have to be big but would have a quilting studio and a long arm set up. I would set up a trust fund so my DGD can go to collage. I wouldn't have to work so she will never go to day care again. Sigh. But for right now I'm happy with my life and if I never win all is OK.