I have been able to help some people here, and when times were desperate for me, I have gratefully accepted help, too.
That being said, the times when I have had the ability to help, but chose not to, were based on feeling pressured, or by having a bad experience in the past. I am another that lives meagerly, and cannot afford to support those who live way beyond my means. I was not raised with such a sense of entitlement, but have seen it so much that I do understand that for some people, they firmly believe that home theater systems, vacations, and fancy cars ARE a neccessity. I feel sorry for them, but can't help them.