Kitsie,
Now don't you dare feel guilty! Why have you seen what they are worth when they are finished and quilted? They are a family heirloom. Besides, I would care to bet you don't buy hundred dollar hand bags or shoes. Right? Enjoy your new kit (if you buy it) and think about how much fun you will have putting it together.
Edited to say ... I didn't read all the way through... Glad you got it and are going to have some fun!