CherylR,
I have a couple Berninas, and thats all I've ever sewn on.
I wouldn't buy anything else but a Bernina.
The needle down/up is a great feature as well as the knee lift.
My 180E is a older machine but still sews perfectly. With this type of machine you can piece quilts and machine embroidery.
What I don't use is all the decorative stitches.
To keep within a budget consider buying a used machine, you can then buy a "good" machine that will give you quality performance. Buying a new "cheaper" machine may not give you a quality performance. Its kinda like you get what you pay for. Don't rush your purchase, research the information on the net and test drive all the machines available.
Waving back from Missouri.