Well everyone, I took the plunge. I bought my friends Babylock Serger and she is giving me six months to pay for. I don't work in the summer so she said I can make my first payment in October. I already have the machine. Great friend huh. Thanks to everyone again for the great tips and advice. The machine cost $500. That's the good news. The bad news is I tore a tenden in my middle finger, had surgery and won't be driving or sewing until August. By the way it is my right middle finger and I am right handed. Am I going through sewing/quilting withdrawal. This forum is the only thing keeping me sane (sp). I could post a picture of my finger but I would like keep my quilting friends. :-)