Frugal. I have to be by nature of income. When I had tons of money (ah there was a time) I was extravagent. No other way to put it. I spent without thinking. Like a pair of shoes at nordstroms? $200 each? buy one in each color.. now I always check the veggies that are discounted, the thrift store for "new" shirts shoes etc.. its ok too. I realized how bad I was before when I shop now. No necessity for that excess. Of note: My friend wrote and said she makes homemade dog food. I asked what she used. She boils chicken etc. Ok I said how much is that chicken? She says they are $4.50 average at the store. I almost flopped over. Chickens at my store are $12-14 PER CHICKEN. So maybe necessity is based on where you live too?