In my opinion she's paying you to do a certain thing and will pay for that thing, it should not matter her money situation. If you want to cut her a deal because you like her, so be it, but her financial situation has nothing to do with what your time is worth. If someone who doesn't have a lot of money goes to the grocery store, they pay what everybody else pays. why should you bedifferent? Like I said, if you like her, charge less, but do it because you'd like her if she was rich too