I make "family" quilts for special things. Daughters got Christmas quilts last year. New great-grand child's mom wanted quilt - I told her it would be his Christmas present.
Older grandchilden get Christmas quilts this year. Grandson got wedding quilt.
For friends I keep a bin of small quilts- if somone wants one for gift - I take bin to work with prices on the quilts.
Our church ladies (UMW) make graduation quilts. We divide them up and our budget pays for the material/batting/thread.
These have kept me from being caught up in the "free" market. Also if someone wants a special quilt - I tell them the cost before I agree to do the quilt. If I want I do the quilt if not I say I do not have the time.
SandyB