Hi Pretty Kitty! We don't have stupid questions here. We take them all.
Now I will sight your question with my experience alone. ;) I am currently using my standard sewing machine to quilt a 86X86 quilt. Yep, I don't even having a darning foot (which would help LOADS) instead I'm doing stitch in the ditch, which means lots of turning.
Now. Some people would tell you the trick is to ROLL the quilt, so the roll is off to your right while you work. This works wonderfully when you're darning. Mine I just shove and pull the best I can and since I'm half done it seems to work just fine. Only once did I have trouble and that was because somehow the quilt had gotten folded so instead of the right side of the quilt being in there, it was folded back on itself so there was twice that much in the freearm area. I pulled it out, and no trouble since, I'm more careful now. ;)
It can be done I promise! :D salisaquilter, (I might be miss spelling it) has done many many more quilts in her standard sewing machine than I have and has done them bigger yet still.