Originally Posted by aorlflood
My DH & I became debt-free in June 2009! We own everything outright...home, cars, etc. No bank will ever come a callin' and repossessing at this address!
We use only cash and if we can't afford it, we don't buy it. Life is much less stressful this way. I would say it is "easier", but I'm not sure it is. We have to practice discipline to save up for the big purchases instead of running out and charging them. That isn't always "easy".
But the lack of money stress is soooooooo worth it!
There's a lot of things I'd "like" to have, but if we can't afford it, I just find a way to get by without it! Makes you be creative! :D
I agree with what you say!!! No money stress!!! Working on no mortgage.I am aiming for 2.5 yrs to go.
I have a story will try to keep it short.....I usually spend about 150.00a week in groceries for a family of 4. Well I always keeps freezer filled and buy in bulk( family size packs). We I decided to not go food shopping until the freezer and cabinets were empty. What a challenge! I'm not very creative with cooking but I managed. My cabinets were well stocked. I only shopped for the basic milk, bread and eggs. Well it took almost 3 months. And I saved 1394.73. Just from food alone! It was great! Now I shop for only what I need not what I want. And the extra money I save I put towards my mortgage pmt. It feels rewarding!!!! Being able to take control!! It can be done!!!