You ladies are inspiring! We need more information like this on how others manage to live with less. We are retired, my husband grows lots of veggies, and we can/freeze them. We never ate out a lot, went to movies, or wasted money on anything. I have seriously curtailed my fabric purchases and am working mainly from stash that I'd saved for retirement. DH says that he has all the tools that he needs and then some.
Credit cards are scary these days! I pay them off soon as they come, but I need to get in the habit of leaving them alone-Period. Thanks for the encouragement.