My aunt had some of her quilts appraised and it's just for insurance. Her king size hand embroidered, hand quilted, cream colored satin with the states, state birds, state flowers and a star for each capital appraised at $7000. There's no way she could ever get that much money if she were to sell it. Isn't it a shame that a quilt would be worth more destroyed or stolen than it is intact? Of course even $7000 wouldn't cover the sentimental value.