I just talked to my insurance agent and she said that all of my sewing stuff would fall under personal property. Well, what I have in my sewing room alone would cover over half of what we have for personal property replacement. I'm going to go down this week and up the amount. If something happened, I would be just sick, but at least I want to be able to replace what I have. She also said that I should take an inventory of each room including pictures. What a daunting thought that is!!