Poodles,
I completely understand the being cold in winter! My old farm house has original single-pane windows and an oil furnace that is over 50 years old (read 57 degrees in the winter costs $600+ per month). I'm always cold. I made several sizes of rice bags, heat in the microwave and put in the bed 15 minutes before I climb in. They really heat up the bed and keep me warm all night long. Flannel sheets help as well! After seeing the damage done to the quilt, I will never use anything electric on my bed again. My friend is lucky her son wasn't burned severely, killed or her house burned down. Makes me love my rice bags even more!!!