I use them as blankets. Honestly, I am too lazy to have a bedspread that I have to remove and fold neatly every night just to put it back on in the morning. No one but family sees my bedroom and I make the bed every morning. If I am feeling fancy, I put an extra set of pillows with matching shams on the bed. I can just toss those in the corner at night! lol
I think either way is right. We all love things differently. My grandmother used bed spreads and they looked very nice. So maybe it is part generational?