I am so glad that I posted this thread and that you have all put your own experiences down so that I can be reminded that people really are not all good.I guess you think it will never happen to you..... On a brighter side, The bank and Pay Pal have investigated and refunded the $$ to my account. WHEW!!Does'nt that just burn your hoofs when that happens. Thanks to you all for the support. I love you guys.