I have a Bernina 430 and almost the only difference between your lusted-after 440 and my 430 was I had to buy my BSR and wlaking foot. However, there is no comparing a 440 and a long arm, as you could never do with the long arm what you can do with a sewing machine, and also a long arm is many times more $$$ than the 440. (I think right now the 440 w/embroidery unit is a little less than $5,000.) I manage to quilt just fine with my 430. Yes, I would love a long arm, but the kind I want is $20,000 and I think for that kind of money, I can get an awful lot of q1uilts quilted by a professional.