Hello Gale ~ You've gotten the answer from others but I thought I'd answer too about the Digitizer Jr. (Hi, I'm new by the way and this is my first post) Your Digitizer Jr software will allow you minimal digitizing capabilities, but does give you the ability to create monograms, and a few other embroidery designs yourself. I don't know a lot about the Janome software because I have a Viking machine.
You should have gotten free classes with your machine which should include a class to enable you to utilize your new software as well. I could be wrong since I don't know that software, but you might be able to create your own quilting designs and borders as well. It sounds as if you got a machine that does embroidery since you got that software with it. I do know with your software that you have the capability however, to buy embroidery designs and incorporate those into your quilts. The software allows you to open and view your designs on screen if it is similar to the Viking software and on screen you can add lettering or other designs and then save that as one design to embroider onto your fabric. The full blown Janome digitizing software is very costly as you might imagine.