Spend it on hundreds of things in your mind--then get down to reality. What is it that you truly need? Fabric? Blades? an new mat? Batting? Backing? (personally unless a quilt is something OUTSTANDING I hate spending much on the backing) Patterns? Books? Rulers? Thread? new Scissors? Make a list of the Could Buys, then cross off everything but the Want To Buys. From that list cross off everything but the Need to Buys and then go from there. This is what I do and it works for me. I take my list and my money, keep the list in my purse and get what I want when I get there. LOL