I've read these postings, and I really don't see anyone criticizing anyone. I just see 2 things: one is being convinced of a legitimate charity, and the other is being convinced that we can be taken advantage of.
Both viewpoints are valid.
And I have my own opinion as well.
But after all that's been said, I don't think opinions are really wanted on this thread.
This sort of topic seems to be very charged in both directions.