Chain stitch whenever possible so you save thread and do not have threads all over yourself or the workroom.
Share or trade quilting books with friends, use the library to check out books, and use the internet to get patterns without charge. Save pattern ideas in folders while browsing on your computer. You don't have to print out everything you see. When printing, use black only and be sure to preview the item in case you only want to print part of an article.
Have fun and go with the idea of being resourceful and inventive, rather than feeling sorry for yourself. Attitude is important and when in the right frame of mind, anything is possible. Hugs to you:-)