I think that there is a great difference between abuse and kiddy love of a quilt. If a quilt that I made gets ruined while in the care of a person I don't think that I would mind as long as they seemed to really love the quilt that I made for them. There are some people whom I do know that are not quilt worthy and they wont get one, mostly because they would not appreciate the quilt for the love that I put into making the quilt, while far from perfect it is always made with love.
If someone asked me to make them I would have to ask myself if they would really love and appreciate what I was making for them or would it be a thank you for the quilt it is lovely and then off to the closet.