I personally love PayPal and it is the ONLY way i pay online. I do it linked to my bank acct and have never had a problem. I also used to sell items and recieved money thro them. It harder to get the cash from them. I had made a donation site for my grandbabys surgery and her mom being off work for months. I order the PayPal credit card, in my case only works with what money i have available in the acct , not like credit, so that my daughter could pay the doctors and hkeep her medical up to date while off work. Paypal used to have a plug in that generated a credit card for sites that didnt use them but the just stopped this, i used it alot. I think they have another way to do the same thing tho.