I too love to make the tops but also really enjoy the machine free hand motion quilting. I have been where you are and don't find it a bad habit at all. My solution was to say I would donate a/ or a few quilts and that geared me to finish what I had started, because obviously I was'nt going to finish for myself, so in my mind, get it outta here to make room for all my other ideas, and there are plenty, with not enough hours in the day.
You'll make it, hang in there.
Marian