Oh, I am on the fence!!!!
If you are not behind on your bills then go with the machine. If you are broke and behind on the bills, use the money to get caught up. It isn't any fun stressing about money and bills and it can weigh heavy on your mind, especially at 3am.
You might come to resent the machine if you bought it at a financially stressful time.
Get caught up on your bills and buy the machine when you can afford it. Or you could do a bit of both.
Do you have Craigslist or something similiar? Pay your bills and then buy a used machine that is just as good.
Happy birthday to you.
Kirsten