To get started a pair of scissors, needle, thread and thimble. That is what our Grandmothers used. After you get started you can gradually add the cutting board, rotary cutter, etc. I have used the purchased quilt binding by Wrights. It is not shiny, that is blanket binding. It is wide and double. I did not have any of the original fabric and the backing was white so I bound in white quilt binding. I did not have any trouble attaching and sewing it.
Do you have a friend or relative that sews? They could give you left over fabric and you could make a scrappy quilt.