Friday evening I attended a quilt night at the church 6:00 to midnight. One of the women sat and pinned her binding on while we all chatted. She too asked this question. Her binding was the same fabric as the backing. I told her.....I don't cut a separate binding. I leave about a 3" piece of the backing longer than the front the quilt. Have the quilt..quilted and then I fold the backing over to the front front of the quilt and stitch it using a simple decorative stitch.