I have always wondered why someone would use their intelligence on scamming people and not use it for legitimate business. A person of these skills would be an asset to a larger company. They must have an evil heart (or greedy). My ebay account was hacked into once and my address changed to Victoria, Australia! I had purchased an item and the seller reminded me that he did not ship overseas; well, I'm in London, AR and was a bit confused-thought he didn't see the AR and thought it was England-UNTIL I went in to pay for the item! That scared me and I canceled everything on ebay and started over (there went all of my feedback!) This has made we a weeee bit more careful.