Never say never. I too thought I would never own my own home; the mortgage is now almost paid off! I thought I would never own a HD motorcycle, I am on my second. Finally I thought I would never own a longarm. Took delivery this July. It is amazing what you can do once you set your mind to it and save for those things you really want. You may be able to put away a few thousand dollars and find a great used Long or midarm on Craig's list.