I ended up getting the Ruby a couple of days ago! I love it! My dealer threw in the 200x200 Quilter's Hoop, a cd of 1000 Dakota Designs, and a bunch of thread cones! I ordered some software of quilt borders and block designs and she will be givnig me lessons teaching me how to do my own designs as well.
I've only begun to work on it, but am very excited! I'm ready to finish my current quilt top and begin quilting!!
Thanks for all the comments and advice!
..oh....also, my dealer has a customer that may be selling her Mega Quilter and frame in a couple months for a very good price, so who knows!? ;-)