I would charge $65.00 for the binding hand appliqued on the other side.
give her a break and charge $150.00 for the quilting in the ditch.
Don't let the family thing become a problem for you, business is business, I am sure if you asked her to do something, she would charge you.
She has come to you because of the family thing, and she can trust you with her quilt tops. She would rather pay someone she knows then someone she doesn't.