I agree with June. I mean accidents do happen, but if I had of damaged somebody elses property like that I would have had the new article in my hand ready to replace said damaged item. To my mind anything else is just not done.
Although I have to admit to having my gear treated like that when trying to help someone else out. So sadly have had to make a rule for myself, Don't lend anything unless I am happy to take the risk of losing it. Is very sad how some people ruin it for others.