I had Kaiser insurance in the Portland, OR area for almost 20 years... I loved it!!
You can change primary physicians until you find one you like.
I really loved that they have a specialty clinic for almost anything that came up.
I was automatically referred to a specialist, much quicker/less hassle than with other insurance plans.
Many times only one co-pay was needed for multiple procedures if done in the same day/time frame. (doc visit, lab, xray, etc..)
The price was right on premiums and my co-pays too.
I would advise you to check your plan for what I have listed. Different areas/plans may vary :D:D:D
Check this and the second plan... if it is an emergency, you are usually allowed to go to the nearest hospital, even if it is not listed in your plan :wink: The insurance co has the option to move you once you are medically stable. Most plans list this in the fine print :D:D:D