Mine are mostly tops. I get a bug in my rear end, find a pattern I HAVE to do, buy the fabric, and piece the top. And thanks to just now learning to machine quilt, they don't get done.
However, I'm finishing 4 UFOs by Christmas. They will be machine quilted (except for one - that one I'll finish quilting by hand), and they may not be perfect, but they will be done and they will have meaning :).