Awwww I feel for you but also know EXACTLY how you feel. I am certainly not an expert and I've been quilting for 20 years!!
Take the good advice here and my 2 cents is this:
You said you really want to quilt so there's your answer! YES!!
As much as I love quilting I don't think it's an "easy" hobby at all but it's time well spent for me :D
HUGS, Hang in there!!
And your hubby is a doll for buying you that cutter :)