Thanks all for your encouragement. For some reason I can never stick to what I have, some way or another I change things.
To answer justflyingin. I bouth the panel that is blue with the pics at the bottom with a brown sashing. It was a long panel probably to be hung somehow. I cut the sashing out and "applique" the squared pictures onto the borders I had previously added to the top portion of the panel.
To quilt it I go now! My plan is to finish it between today and tomorrow. I'll show it to you if I do.